EscrowAfrica Pricing
Simple. Transparent. Affordable. At EscrowAfrica, we believe secure transactions should be accessible to everyone — no hidden fees and no surprise charges.
Last updated: July 2026
Individual Transactions
For personal buyers and sellers, every completed escrow transaction is charged at:
1.5% of the transaction value
Maximum Fee: ₦5,000 per transaction
This means you'll never pay more than ₦5,000 in EscrowAfrica service fees on a single transaction, regardless of the transaction amount.
| Transaction Value | Escrow Fee |
|---|---|
| ₦10,000 | ₦150 |
| ₦50,000 | ₦750 |
| ₦100,000 | ₦1,500 |
| ₦200,000 | ₦3,000 |
| ₦333,333 | ₦5,000 |
| ₦500,000 | ₦5,000 |
| ₦1,000,000 | ₦5,000 |
What's Included
Every escrow transaction includes:
- Secure payment holding.
- Buyer and seller protection.
- Identity verification checks where required.
- Fraud monitoring.
- Transaction tracking.
- Dispute support.
- Secure release of funds after agreed conditions are met.
There are no monthly fees for individual users.
Business Plans
Businesses that transact regularly can subscribe to unlock additional features designed to streamline operations and build customer trust.
Starter
₦10,000/month
Ideal for small businesses and online vendors.
Includes:
- Business dashboard.
- Team account access.
- Transaction history and reporting.
- Email support.
- Business verification badge.
Growth
₦25,000/month
Designed for growing businesses with higher transaction volumes.
Everything in Starter, plus:
- Priority customer support.
- Advanced reporting and analytics.
- Multiple team members.
- Higher transaction limits.
- Early access to new features.
Enterprise
Custom Pricing
For marketplaces, fintechs, platforms, and large organisations.
Includes:
- Dedicated account manager.
- Custom onboarding.
- API access and integrations.
- Custom workflows.
- Service Level Agreement (SLA).
- Premium support.
- Tailored reporting.
Contact our sales team to discuss your requirements.
Additional Charges
Where applicable, additional charges may apply for:
- Currency conversion.
- Bank transfer fees charged by financial institutions.
- Cross-border transactions.
- Third-party payment processing fees.
- Government taxes or statutory charges required by law.
Any applicable charges will be disclosed before you complete your transaction whenever possible.
Refunds
Escrow service fees are generally non-refundable once the escrow service has been provided.
However, fees may be refunded where:
- A duplicate payment was made.
- EscrowAfrica cancels a transaction before providing the escrow service.
- A refund is required by applicable law.
Why Choose EscrowAfrica?
When you pay an EscrowAfrica fee, you're paying for more than payment processing. You're investing in:
- Secure escrow protection.
- Fraud prevention.
- Identity verification.
- Safe release of funds.
- Dispute support.
- Trusted infrastructure built for African commerce.
Our goal is to make every transaction safer, whether you're buying a smartphone, hiring a freelancer, purchasing inventory, or running a growing business.
Frequently Asked Questions
Who pays the escrow fee?
The buyer, seller, or both parties can decide how to split the fee before the transaction is funded.
Are there hidden fees?
No. We believe in transparent pricing.
Is there a limit to the transaction amount?
Transaction limits may vary depending on your account verification level and applicable regulations.
Can businesses receive discounted pricing?
Yes. Enterprise customers and strategic partners may qualify for customised pricing based on transaction volume and business needs.
Our Promise
Simple pricing. Transparent fees. Secure transactions.
That's the EscrowAfrica commitment.